AI-Generated Analysis

BudgetAndMe uses artificial intelligence to analyze the UK Budget and generate personalized insights based on your inputs. While we strive for accuracy, AI systems can make errors.

Important AI Limitations:

AI-generated insights are based on official UK Budget data but may contain inaccuracies
AI interpretations should not be relied upon as professional financial advice
Always verify important information with official government sources (gov.uk)
Consult qualified professionals for personalized financial guidance

By using this service, you acknowledge that AI-generated content may contain errors and you will verify any important information independently.

1. Acceptance of Terms

By using BudgetAndMe, you agree to these Terms of Service. If you do not agree, please do not use our service.

2. Nature of Service

BudgetAndMe is an EDUCATIONAL TOOL that provides budget impact estimates. It is NOT:

Financial advice
Tax advice
Legal advice
A recommendation to take any specific action

We are NOT regulated by the Financial Conduct Authority (FCA).

3. No Warranty / Accuracy Limitation

We strive for accuracy but CANNOT GUARANTEE calculations are error-free. Budget calculations involve complex scenarios and your actual circumstances may differ from our assumptions.

USE AT YOUR OWN RISK. We make no warranties, express or implied.

4. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

Our total liability to you for any claim is LIMITED TO THE LOWER OF:

£50, OR
The amount you paid us (if any)

WE ARE NOT LIABLE FOR:

Indirect or consequential losses
Loss of profits, income, or savings
Financial decisions made based on our estimates
Errors or inaccuracies in calculations
Service interruptions or data loss

5. Your Responsibilities

You agree to:

Provide accurate information
Not rely solely on our estimates for major financial decisions
Verify information with official sources (HMRC, gov.uk)
Consult qualified professionals for personalized advice
Not use the service for any illegal purpose

6. Indemnification

You agree to indemnify and hold harmless BudgetAndMe and its partners from any claims arising from your use of the service.

7. Data Processing

We process your data as described in our Privacy Policy. By using this service, you consent to such processing. Your calculation data is deleted immediately after your session ends.

8. Third-Party Services

We display advertisements and partner recommendations. These are provided by third parties. We are not responsible for:

Third-party content or services
Your interactions with advertisers
Products or services you purchase from partners

9. Intellectual Property

All content, code, and materials are owned by BudgetAndMe or licensed to us. You may not copy, reproduce, or redistribute without permission.

10. Service Availability

We may suspend, modify, or discontinue the service at any time without notice. We do not guarantee uninterrupted access.

11. Age Restriction

You must be 18 or older to use this service.

12. Dispute Resolution

Governing Law: These terms are governed by the laws of England and Wales.

Any disputes will be resolved through good faith negotiation or, if necessary, in the courts of England and Wales.

13. Changes to Terms

We may update these terms at any time. Continued use after changes constitutes acceptance. We will notify you of significant changes via a banner on the site.

14. Severability

If any provision is found unenforceable, the remaining provisions continue in full effect.

15. Contact

For questions about these terms:

Email: [email protected]